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You're gonna need a bigger bike...

You're gonna need a bigger bike...


Giant whales saying hello, whopping bags of rubbish and tiny marmosets make our round-up. Gallery


10900599062?profile=originalWhere's my horse? Two polo players pictured at the annual King's Cup Elephant Polo Tournament in Hua Hin, Thailand. Playing polo with elephants originated in Nepal in 1982 and raises money to rehabilitate elephants rescued from abuse. (Rex Features)

10900599670?profile=originalTwo whale watchers got more than they bargained for when a 40ft leviathan emerged from the water just feet from their kayak in Monterey Bay, California. (GIANCARLO THOMAE/CATERS)


10900601054?profile=originalSigns urging peace with Syria are held by protesters during an anti-war rally in central London. In Parliament there was a shock defeat for a government motion to intervene in Syria. The vote means while the international community, led by America, moves closer to military intervention the UK will sit on the sidelines. (Reuters)


10900601277?profile=originalLaxmipriya Patel (left), dressed as the Hindu god Lord Krishna poses with her sister Mohini dressed as Lord Krishna's devotee Radharani during the Janmashtami Hindu Festival - the birth of Krishna - at Bhaktivedanta Manor in Watford, England. (Getty Images)


10900602462?profile=originalA man gets a nasty shock as he is jumped upon by a performer dressed in a Tyrannosaurus rex dinosaur costume (thankfully, not to scale). (Reuters)


10900602888?profile=originalWe're the best of friends: Vadim Veligurov, 12, and his pet bird have become inseparable after the Siberian teenager found the tiny creaturel weak and abandoned shortly after she had hatched in Minusinsk, Russia. Vadim nursed the sparrow back to health and intended to release her back into the wild but his pet, named Abi, refuses to leave him. (Reuters)

10900603660?profile=originalTourists run away from waves as water smashes against a barrier on the banks of the Qiantang River, in Hangzhou Zhejiang province, China. (Reuters)


10900604272?profile=originalOn the beat-s: Performers at the Notting Hill Carnival dance with a police officer during the annual festival in west London. Europe's biggest street carnival attracts hundreds of thousands of visitors who dance, eat and enjoy the celebration of Caribbean culture. (Reuters)


10900605065?profile=originalSome balancing act: Giant bags of recyclable rubbish is strapped onto a tiny tricycle in Shaoxing, China. (Rex Features/HAP/Quirky China News


10900604690?profile=originalPygmy marmosets Millie and Pingle are weighed at Whipsnade Zoo near Dunstable during the annual weigh-in. (PA)


10900605696?profile=originalStone me! Star, a seven year-old Jack Russell terrier's taste for gravel landed her in emergency surgery after an x-ray revealed she had swallowed 80 pebbles. Luckily the dog is healthy again and is now sticking strictly to dog biscuits. (REX/PDSA)


10900606690?profile=original'Sharing a Shower' by Michael Nichols from the 'National Geographic'. This image was commended in the Wildlife Photographer of the Year Awards and will be on display in the National History Museum from October. (Michael Nichols/Wildlife Photographer of the Year)

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The new scams you need to know about

The new scams you need to know about


Here are some of the most devious new ways that fraudsters are trying to use to empty your bank account…
Felicity Hannah – Fri, Aug 23, 2013 16:59 BST

We’ve improved at spotting online scams over the last few years. We know we’ve not won the World Wide Super Lottery.

We’ve come to accept that an exiled Nigerian princess who begins her email with ‘Beloved!’ probably doesn’t want to transfer $32 million into our bank accounts. We’ve even, mostly, accepted that we haven’t won a super yacht.

But as we get smarter at spotting scams, the scammers get smarter too. And with the scammers as desperate to get hold of our money as we are to protect our savings, it’s an arms race of ingenuity.

Here are some of the tricks and deceptions currently being used to try to steal from you. Forewarned really is forearmed.

The false police detective

If I hadn’t read about this scam, I know I would easily have fallen for it. Someone pretending to be a police officer phones your home and says your bank cards have been compromised.

They ask for your card details so they can freeze them – and get you to type your PIN into the phone, which they can record.

If you become suspicious, they ask you to hang up and call 999 to check they are who they say. However, because they stay on the line, they are still connected when you dial another number. They can pretend to be the 999 operative and verify the call is genuine. That’s the genius of this scam.

So you are connected back through to the fake police officer, ready to hand over your details.

According to some victims, the scammers even send a courier around to collect their bank cards and then kept them on the phone until their accounts were emptied and their credit cards maxed out.


See Video: http://uk.finance.yahoo.com/video/money-works-protects-money-152815447.html

The fake bank official

The phoney police officer is a particularly compelling version of this scam, but crooks use this phone trick often. It’s very common for them to pretend to be calling from your bank.

What to do
If you’re verifying a call is from the police, a service provider or your bank then don’t just hang up and call back immediately. Call a number you already know, like a friend or the talking clock – just to check the line really is clear.

The call from ‘Windows Tech Support’

My mother is not a stupid woman; she’s a GP and she uses computers every day. But she fell for a scam where a concerned caller claimed to be from ‘Windows Tech Support’ to check that her computer was virus free.

The persuasive caller talked her through ‘checking’ her machine was virus free, by looking at her Event Viewer, which logs any error reports. It is perfectly normal for errors and warnings to be listed here, but my mother didn’t know and believed the caller when they said these were dangerous viruses.

She allowed the caller remote access to her PC and gave him her card details. Fortunately, her credit card company phoned her to check the enormous payment the scammers were trying to steal and then froze her cards. Making sure her computer was virus and spyware free took a full week.

And it's not just 'Windows Tech Support' that try to get into your computer - I know examples of people pretending to be from BT or offering free "security" scans of your computer.

What to do
Be aware of this clever scam, and don’t be afraid to run an internet search if you get a call that you’re not sure about. Most scams will have already been outed online.

Fictional tax rebates or demands

Unfortunately, the taxman has really played into scammers hands. There has been a lot of press recently about the fact that so many Brits are on the wrong tax code, meaning rebates or tax demands.

Scammers really play on this by sending fraudulent emails pretending to be from HMRC demanding payment or promising to make a payment if you just provide your bank details.

Hyperlinks within these emails take you to official-looking pages, where the criminals will relieve you of enough information to empty your bank account. Sometimes these emails pretend to be from your bank and they can look startlingly genuine.

What to do
A good habit to keep you safe is to never follow links, and to navigate to the official page by using a search engine instead.

The illegal pornography scam

This is really awful, because it frightens people and stops them thinking clearly. You receive a fraudulent email purporting to be from PayPal. It claims that your account has been implicated in an illegal pornography transaction and blocked.

It demands your financial details so it can lift the block and let you avoid a police investigation – and you may be so scared that you comply.

Perhaps you’re frightened you’ve accidentally accessed illegal material while downloading legal content; perhaps you think your PC has been hacked and used for nefarious purposes; perhaps you’re so upset that you don’t think that clearly at all. Instead, you hand over your account details to thieves.

What to do
If you really were in trouble, be it justified or not, handing over your bank details would do nothing to help you get out of it. Don’t let them intimidate you.

What’s the cleverest or worst scam you’ve encountered online? Did you fall for it? Share your thoughts with other readers using the comments below.

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